All Forum Posts by: Justin Morris
Justin Morris has started 56 posts and replied 101 times.
Post: Seeking Eco-Friend agents/brokers who want to make more $$

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
My name is Justin and I'm looking for RE agents or Brokers that care about the planet and who want to be a part of the clean energy revolution. I'm looking for successful, like minded agents who are interested in:
Levering solar to selling more homes
Learning home to not loose a sale that has solar involved
and
Creating an additional revenue stream without taking your focus off selling homes.
If this is you, comment here and I'd love to chat with more
Post: Seeking Eco-Friendly RE agents who want to support clean energy

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
My name is Justin and I'm looking for RE agents or Brokers that care about the planet and who want to be a part of the clean energy revolution. I'm looking for successful, like minded agents who are interested in:
Levering solar to selling more homes
Learning home to not loose a sale that has solar involved
and
Creating an additional revenue stream without taking your focus off selling homes.
If this is you, comment here and I'd love to chat with more
Post: Agent willing to do a MLS search

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
Post: Apply for a FHA Mortage

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
Hi All,
I am trying to figure out my debt to income ratio for a FHA loan, if I have a private debt meaning I owe a friend some money and I am paying him monthly. Do I have to include that in my recurring monthly debts? Thanks
Post: House next door vacant, what should I do?

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
Post: House next door vacant, what should I do?

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
The house next door to me is vacant, it has been for a while. The woman who lived there moved into a nursing home. I am interested in approaching the owner about selling the house, I am just not sure how to approach them. I am thinking about going two ways, wholesaling the property or rehabbing it. The issue with rehabbing is that I have very little funds and have never done a rehab before. I would probably need to partner with someone who has experience. So wholesaling would probably be the better idea, but haven't done that either so I'd probably seek out investors at the local REI meeting or on the market place here. Even though rehabbing would be risky, this is a good neighborhood and I know for a fact inventory is very low around here and the market is heating up. I've heard of lenders that will loan 90% of the LTV and 100% of rehab costs, is that true? What do you seasoned investors suggest? Thanks!
Post: Wholesaling Tamp Bay Area?

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
Post: Keller Williams? A good choice for new agents?

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
Post: Considering Keller Williams

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
Post: Buy our first home/self employment mortage qualification

- New to Real Estate
- Saint Petersburg, FL
- Posts 153
- Votes 13
Hello All,
My wife and I are taking the first step in our real estate journey and buying our first home in Tampa FL. We have about 10k saved and will be taking advantage of the FL down payment assistance program and looking for a place in the 150k-175K range. I have a few questions about loan qualification. I am self employed, I work in the entertainment field as a Lighting Designer and most of my work is 1099. My wife has w2 in come but just started her job a week ago, but it is in the same industry that she has been working in for the past 8 years. What do I need to bring the loan officer in terms of additional documents other then last 3 years of tax returns to show my income as a freelancer? We'll be doing an FHA loan of course and I am wondering if we'll have any issues getting qualified especially with my wife just starting a new job? She is making more then she used to and I did read on the FHA website that there is a 2 year employment requirement but as a long as its in the same industry you've been working it, it doesn't matter if you've changed jobs recently. What else will I need for this to be a smooth and seamless transaction to get qualified so I we can start going to see homes. I appreciate all your constructive feedback!