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All Forum Posts by: Owen Rosen

Owen Rosen has started 0 posts and replied 492 times.

Private Lending & Conventional Mortgage Advice

Post: Replacement Insurance Policy for Refinance

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

Where do you need the premium to be for it to work?  Send me a message.

0 Votes
General Landlording & Rental Properties

Post: Lease Agreement Clauses

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

I always recommend making renters insurance a requirement of the lease

2 Votes
Buying & Selling Real Estate

Post: Investment property insurance

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

The coverage is usually very bare bones with REI Guard. The last policy I reviewed was a total disaster and the client had no idea.

0 Votes
Insurance

Post: Michigan Insurance Agents/Policies

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

I strongly recommend an independent agent.  Are you occupying any of the units?

0 Votes
Insurance

Post: NREIG instituting mandatory $5k deductible for all of Michigan

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

My guess is that will just be the start of changes.  That said, substandard properties can be tricky to underwrite as you mentioned.  How many properties are you covering?  Feel free to private message.

0 Votes
Buying & Selling Real Estate

Post: House Hackers Who are you using for Primary Home owners insurace

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

Use an independent agent that can shop for you 

0 Votes
Multi-Family and Apartment Investing

Post: Help analyzing a 22-unit deal, (my 1st commercial multifamily)

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

Insurance sounds very low

0 Votes
Insurance

Post: Need property insurance on small motel in Michigan

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

I can help

0 Votes
Multi-Family and Apartment Investing

Post: Am I getting my small MF costs right?

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199
Great, always strongly recommend an Independent when it comes to investor properties...
Originally posted by @Kurt Hines:

@Owen Rosen  The insurance quote is from a local independent agency (Alpena Agency).  I prefer to always work with an independent agent.  I would be doing much more thorough insurance investigation before purchasing coverage.

0 Votes
Multi-Family and Apartment Investing

Post: Am I getting my small MF costs right?

Owen Rosen
Posted
  • Professional
  • Clinton Township, MI
  • Posts 504
  • Votes 199

What company is the insurance quote from?  I would highly recommend an Independent Agent with a good reputation and expertise in landlord properties.

1 Vote