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If your credit union referred the mortgage company to you, then work with them. They probably get a tremendous amount of business from your credit union by giving their clients (you) great deals.

Don't bother shopping; you found your home.

Unfortunately, financial planners are legally not allowed to give advice on mortgages.

Everyone has their opinions, but the average homeowner (statistically) stays in their home or refinances, every 5-7 years.

The interest only option get be used for you in a couple of ways:

1. Use the money you are saving from not paying principal and put it towards investing in mutual funds, money markets, etc and then take that profit and put it towards your mortgage over time, which will allow you to pay down your PRINCIPAL FASTER.

2. Take advantage of the flexibility when you need it. The interest only is an OPTION!! You can very easily pay toward your principal, plus the interest only rate should be lower than a conventional 30 year fixed.

Interest only is for savvy investors and smart people looking to diversify where they put their money. It can be a very powerful tool in your portfolio. . .something your Financial Planner should be aware of.

Hello,

I have a ton of different programs for investment properties in Pennsylvania.

Check out our website www.onlinehomemortgagecenter.com and if it sounds good, call

877 345 CASH and ask for Phil Altieri

I look forward to hearing from you

I would be careful stating the 1.25% is an intereste rate, when it is in fact the PAYMENT RATE.

I have been selling this loan for the past 2 years, but it is important to truly understand all the aspects of this loan.

A great website to check out is

www.mortgage-x.com

HI CHRIS,

What is your criteria for brokering notes? This is something I may be interested in doing.

Do you think I can sell a note with 65% LTV at 12% interest only for 2 years with a very low credit score?

Thanks,

Phil Altieri

HI!!

I am a Senior Loan Consultant and I come across many clients in foreclosure that have a lot of equity in their home and are looking to refinance.

65% Loan to value with costs included
12-13% interest only
6-12 months of payments escrowed

I am looking for a private investor that would like to profit and help people about to lose their homes.

Please call me or e-mail me ASAP!! I have 3 deals that are floating looking for a home.

Hi,

My name is Phil Altieri. I have been a Senior Mortgage Consultant helping people with refinancing and purchasing homes for the past 3 years. I am based out of New Jersey and focus on helping homeowners in the Tri-State Area.

Recently, I have come across a steady stream of clients who are in foreclosure and in dire need of saving their home.

I am looking for private lenders that may be interested!

Loan to value 65%-70% with costs included
12-13% interest only

Please help. This is a tremendous opportunity!! Please feel free to e-mail me or call me.[/b]