All Forum Posts by: Paul Higbie
Paul Higbie has started 1 posts and replied 58 times.
Post: Rentals - 85% to 90% LTV loans

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
@Alesia HardyThat would be a unicorn. They don’t exist.
Post: Kansas City Property Managers

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
I have several clients using Voepel and are very pleased. Ad Astra Realty is another excellent property manager.
Post: Anyone investing Kansas City Kansas

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
Kansas City Kansas is an excellent rental market and has seen a lot of growth out west.
Post: Kansas City Missouri Mortgage Broker suggestions

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
Kris, I hope you are not still looking for a great real estate lender who can help you grow your portfolio.
Buyer formulas in Kansas and Missouri are basically the same as other parts of the country. The big difference is the lower home prices here and the fact that rental numbers still make sense for investors.
Post: Kansas City Kansas or Kansas City Missouri?

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
The decision on where to invest will heavily depend on your investment goals and where in those markets you are buying. Both are good markets, just very different.
Post: Cash Out Refinance Process

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
Joseph,
80% cash out, no seasoning is available but the property must be rented.
Paul.
Post: Getting a mortgage with 30k W2 income

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
Alex, there are lenders that do not qualify the borrower based on their financial situation but instead use the property and its rental income to qualify the purchase. Take a look around.
Paul.
Post: Recommend good lenders quoting <5% for a cash out refi right now?

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
What ltv are you looking for and do you own other properties?
Paul
Post: Financing for rentals

- Lender
- Lenexa, KS
- Posts 83
- Votes 43
Why non-conventional?
1. More flexibility
2. Higher cash out LTV
3. Easier qualifying
4. Quicker closes
5. Longer amortization
More reasons? Contact me.
Paul.