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All Forum Posts by: Raymond J. Rodrigues

Raymond J. Rodrigues has started 14 posts and replied 1398 times.

Post: Second Position Notes with Large equity & High FICO Borrower.

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

@Erik Zimerman let’s connect.

Post: Second Position Notes with Large equity & High FICO Borrower.

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

Hi @Erik Zimerman, I may have a banker that I have worked with in the past, that could assist. Feel free to connect with me directly and I would be happy to share their contact information for 2nd liens, not first. 

Post: Introduction into Real Estate

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

Hey @Brandon Schaar, reach out to @Darren Danowitz to help you get on the right track with assisting you and your wife to purchase your first house. He is local to the area and has assisted many of my clients in the past! I hope this recommendation helps. Feel free to reach out to me with any lending related questions. 

Post: Tampa For Real Estate Investment?

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

Hi @Kinnari Pandya. I know someone buying properties in the Tampa Bay area that around 2018 year built.

They have a unique rental strategy that is grossing around $4200-4500 per month as long-term rentals. Price point is around 400k and they are putting about 20-25% down payment. Their all-in mortgage payment is around $3,000 per month. They are making some pretty good cash flow in today's market. Feel free to message me and I'd be happy to connect you.

Post: Panama City vs Daytona Beach vs Tampa vs Cape Coral

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

Hi @Renzo Figueroa, I know someone buying properties in the Tampa Bay area with a unique rental strategy that is grossing around $4200-4500 per month in rent based on long term rentals on properties around the 400k price point. They are putting about 20-25% down payment. Their all-in mortgage payment is around $3,000 per month. They are making some pretty good cash flow in today's market. Feel free to message me and I'd be happy to connect you. 

Post: New Small Scale Investor Focusing on Small Multi-Family Properties!

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

Hi @Benjamin Sol Ignacio, St. Pete is a great place to be! Are you working with an investor focused realtor to assist you with your search? If you are, or are not, or possibly just need someone that might be able to better assist you, I recommend reaching out to @Josh Green. He is local, also an investor and is an investor focused agent that can be of great value to you on your search! I hope this recommendation helps. 

Post: Poll: Hottest STR Markets 2025-26

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

@Josh Green listed alot of very valid points. Tampa is not only a great STR market, but is also leading the way in Floridas real estate market with development, job growth, and net migration, which are all important fundamentals to long term growth. I lived in the Tampa Bay Area back in 2010-2016 and it's incredible to see the amount of growth that has occurred and still continuing everyday..

Josh has assisted quite a few of my clients with their STR needs and I know that you are in great hands @James Thompson

Post: Boca Raton, FL agent recommendations?

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

@Leonard Rybak, I know of a few agents that can assist you. Feel free to reach out and I will share their contact information. 

Post: How early should I contact a real estate agent if I want to buy in the winter time?

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

Hi @Dave Vidales-Sanjuan, reach out to @Josh Green. He has assisted a ton of my clients in the Tampa Bay Area successfully house hack. He is an investor that has done several house hacks himself and is also an investor focused realtor. He is the local expert in our area and assists most of the BiggerPockets members on the forums looking to accomplish the same goals as you. If you have any lending related questions, feel free to contact me. 

Post: We are looking for a great lender!

Raymond J. Rodrigues
Posted
  • Lender
  • Miami, FL
  • Posts 1,541
  • Votes 774

Hi @Laurens Van swol. Happy to answer any questions that you may have. A lot of my clients are investing in the Tampa Bay Area. A majority of them work with @Josh Green who is the trusted investor/ investor focused realtor for where you’re looking to purchase.