All Forum Posts by: Richard Ma

@Richard Ma  I think you probably need to contact the rent board. You are in San Francisco? Are you registered as a rental?   Maybe someone local has dealt with the rent board there.  What do your tenants say? 

I currently have both.  Allstate for me was much cheaper by 2-300 a month but I am limited to only 4 rentals which is why I have Travelers for the remainder otherwise they would be all Allstate due to cost.  I recently filed a claim on my personal I also have for Allstate for a new roof and it took a lot of back and forth for common sense to prevail but they eventually replaced the whole roof vs. 143 shingles due to hail and wind damage.  I've never filed on Travelers so I don't have a comparison on that.  Allstate also doesn't have a list of banned dogs which is nice as well.  I still use the list my Travelers agent gave me for all properties but if someone sneaks in a support pit at least I'm covered.  

 If they are good tenants, just put a copy in the mail.  If they are not good tenants, drop it off in person and get them to give you the check at the same time and you give them a receipt or send it via registered mail-anything with tracking.  The good tenants aren't usually a problem...the small number of weaselly ones take more time.

Is it your rental or your mom's?  If it is yours, I'd suggest you tell your mom that she can't go there and needs to remember when they are renting the home, it is the the tenant's home, not your property.  Is this a shared house where the tenants live in the basement and you live upstairs or do you (and your mom) live in another property?