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All Forum Posts by: Rick Bargas

Rick Bargas has started 3 posts and replied 3 times.

Post: Referral for CPA, Real Estate Attorney, Asset Protection Atty

Rick BargasPosted
  • Investor
  • Fort Worth, TX
  • Posts 3
  • Votes 0

I'm in the DFW, TX area looking for some recommendations for a good CPA, Real Estate Attorney, and Asset protection attorney / firm for a small single family home portfolio rental portfolio.  

I'd like to find assistance that is both accessible and knowledgeable in this specific area and cost sensible for my small portfolio.  

Post: Financing Options for LLC Owned -- single family rentals

Rick BargasPosted
  • Investor
  • Fort Worth, TX
  • Posts 3
  • Votes 0

What are my options for pulling the equity on some (3) single family homes before or after I put them into an LLC?

I want to avoid due on sale clause / note being called due. I want a 30 year fixed with 3% to 4.5% rate. I have no existing financing currently on the properties. I want to stay under 75% LTV.

I've found some lenders who offer 5/1 arm products with like 5.5% to 6.5% for LLC owned properties. I am not satisfied with those terms.

Post: Separate Phone number app or service help needed

Rick BargasPosted
  • Investor
  • Fort Worth, TX
  • Posts 3
  • Votes 0

My question is:  

What app's or services for a separate phone number to make and receive calls and voicemail service are best suited for property management needs, without having to carry a second phone or pay for a second cell phone.  I want to use my personal cell phone (but not its personal number) and  have an app or a service that I can use on this personal cell for making and receiving calls to / from this new and SEPARATE phone number.

I do a lot of communication via email with prospective and current tenants, is the best way to just get a generic email for each LLC or share one or is that an issue to have separate emails? Same for phone number(s), is more than 1 needed?

Background:

I'm currently placing my single family home rentals (4 of them) in LLC's and therefore do not want to use my personal phone number and email address for leasing and property management that we do ourselves any longer. The property management is easy enough with occasional consult with a local real estate attorney and other property management friends. We do not have a property management business we only have (4) rentals and don't have the requisite experience form one at this time. We both have full time jobs, but do have the time to appreciate the $600+ a month savings by not using a property management company and managing them ourselves and have been doing so with easy for 7+ years.

I'd love to hear how others have communications set up outside their personal cell or email, what they like don't like and the limitations and advantages of one service or app over another etc....