All Forum Posts by: Ryan R.

Also, in my experience, a roof can sag because of the foundation; especially when the sag is in the middle of the house.

Tons of weight is rested on 1 or 2 piers in the middle of the house. Piers sink over many years. The first floor then sinks because it is resting on these piers, second floor sinks because it is resting on first floor and eventually the roof sags because its support underneath is sinking. These types of things happen in older homes and many times it is just fine.

Scott Bartlet I'm going to go against the grain here. The roof doesn't seem like that big of a deal. Obviously, the construction crew who replaced the roof felt that it was strong enough to support their weight, the plywood sheeting and the shingles.

As far as the sag, it looks like the typical roof for a 70 year old house in my area. Are you sure that these are trusses? It looks like stick framing to me and it was common 70 years ago to not use a ridgeboard. Without a ridgeboard a roof is more susceptible to sagging.

The jack under the house does look shoddy, but I don't know that it's a reason to eliminate a purchase. You say there should be a lot more. Why do you say this? Does the floor sag? The good news is its fixable.

These seem like great reasons to discount your offer as you mentioned. I'd get a quote from a house-leveling company and get an opinion from a structural engineer or a house framer (cheaper). Once you know if these are actual real problems you can make a better decision.

Mark H. I think Holmes was referring to "through body porcelain" which does have the same color throughout.

Growing up, I had a friend who owned a ferret. It was disgusting. I don't think I could rent to ferret owners.

There's more to this story than what's being reported. What grown man would spank another mans bare ***? I might have kicked his ***, but I wouldn't have spanked it.

Chris C., Do you know what kind of soil the foundation rest on? That would be my biggest concern. We have black clay where I'm located and it contracts and expands quite a bit when its really dry and then gets wet.

Matt M. insurance is tricky. I used to sell insurance and can tell you that there are a lot of variables involved. It's all about risk.

A new home with a new roof, brick exterior, with fire alarms and fire department nearby can cost much less to insure than an old house that is half the value of the new home.

Shop around for insurance, every couple of years in fact.

Correct. If your taxes reduce by 600, then you divide 600 by 12 months = 50. So then your monthly payment would reduce by $50 a month.

Brandon Malone, I'm still pretty optimistic in my market, for a few reasons. Primarily because there are still good deals available.

This business is ALL about knowing your market. I have noticed that some heavy-hitters on here are cautiously investing.

My strategy, especially right now, is low-risk. If I'm going to make a move, it's gotta be a winner.

An escrow account is set up to provide the funds for taxes, and insurance. Since these often change, your escrow account will fluctuate as property taxes rise or fall and insurance increases or decreases.

With an escrow account, your lender can be sure that the property taxes and insurance are being paid. This protects their investment.