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All Forum Posts by: Ryan Seib

Ryan Seib has started 4 posts and replied 261 times.

Post: Help with bad contractor in Milwaukee, WI

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

There are some applicable consumer protection regulations in Wisconsin which apply to any contractor that takes money up front. Chances are the GC is in breach of these unless it is a bigger firm. The laws can grant mandatory return of double damages and attorney fees and court costs if you win the case. Check out Wisconsin code ATCP 110.

Post: Earnest Deposit/ Contract

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

An escrow agent can be almost any third party. But typically it should and will be a broker, a title company, or a law firm. The easiest is probably a title company. Any title company is probably fine at first. Most buyers are not choosy over which title company to close at or where the earnest money is held. You may want to have a lawyer at least explain to you the legalities or your documents. A review before having everything signed would be good as well. Once you have learned a little more it becomes easier to make the judgment on whether you need to seek (hire) further help or not. In the beginning, the answer is almost certainly yes.

Post: Real estate lawyer in the Milwaukee area.

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

Tristan Pettit.

Post: Forming an LLC in Wisconsin

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

An LLC does protect you. The first thing a judge sees if it gets into court is that the defendant is a company, not an individual. Also taxes are the same. Without an LLC you are operating a sole proprietorship by default which is taxed like a pass through entity. The physical address in the state is for service of process and DFI notices. So use a mailbox that you can check or that will forward to you. An attorney or registered agent is how foreign companies usually do it.

Post: Commercial Zoning, Can I build a multifamily?

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

Hi Tyler,

You can check the zoning designation in the public records. The ordinances and zone plan should make it clear what the zoning allows. If it does not allow your intended use, you can either apply for a variance or to change the zoning. This can be time consuming and dependent on the whims of the local planning and zoning commission (or commissions, if more than one municipality has jurisdiction). You may want to hire a lawyer familiar with the local zoning board to walk you through the process and let you know the possibility of meeting your intended goal.

Post: Wisconsin Eviction help

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

You can generally intrude on the place in an emergency to prevent something such as the fire hazard heat lamp you describe. 

Post: Service Animals, what's an owner to do?

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

Emotional Support Animals in Housing

Here is some reading material on the distinction:

The Department of Justice in the 2008 proposal makes clear that animals “whose sole function is to provide emotional support, comfort, therapy, companionship, therapeutic benefits, or promote emotional well–being are not service animals.” Curiously, however, the Department concedes that its position may not be appropriate in the housing context:

The question, then, is how broadly should HUD's pronouncements regarding emotional support animals in projects for the elderly and disabled apply to housing in general (other than short–term housing covered by Department of Justice rules). The authors believe that there should be such uniformity and that the better reasoned case law supports such an argument.

A case from the Northern District of California, Janush v. Charities Housing Development Corp. (169 F. Supp. 2d 1133 (ND Cal. 2000)), held that, where a tenant owned two birds and two cats, the landlord failed to establish that there was no duty to reasonably accommodate non–service animals. In Majors v. Housing Authority of the County of DeKalb, Georgia (652 F.2d 454 (5th Cir. 1981)), the Fifth Circuit dealt with a case where the tenant sought to avoid eviction for keeping a small poodle in her apartment in a federally subsidized project. Although the decision was largely based on the Rehabilitation Act of 1973, 24 U.S.C. 794, the court remanded to the trial court for consideration of whether a reasonable accommodation could be made, given that the tenant had a mental disability that required her to keep the dog in her apartment. Both Janush and Majors were cited by HUD in its 2008 rulemaking on housing for the elderly and disabled (73 Fed. Reg. 63837), noting that "the Department's position is consistent with federal case law that has recognized, in cases involving emotional support animals in the housing context, that whether a particular accommodation is reasonable is a fact–intensive, case–specific determination." Courts have also recognized that training of service dogs need not always be formal. In Bronk v. Ineichen (54 F.3d 425 (7th Cir. 1995)), the Seventh Circuit found a trial court’s jury instructions improper in implying that a hearing (or signal) dog needed training from a certified school.

There are, admittedly, cases that have not been as accepting of non–service animals. A Massachusetts state court case, Nason v. Stone Hill Realty Association (Mass. 1996), held that a tenant failed to show a clear nexus between her multiple sclerosis and her need to have a cat, despite her physician’s statement that she would suffer serious negative consequences if deprived of the cat. (The physician’s letter did not sufficiently correlate the tenant’s condition with the presence of the cat.) The court suggested that “chemical therapy” might work as well as a cat.

A question that has arisen occasionally concerns whether a landlord may reject a particular emotional support animal and still make a reasonable accommodation. In Oras v. Housing Authority of the City of Bayonne (373 NJ Super. 302, 861 A.2d 194 (2004)), the court held that a landlord could not impose a 20–pound limit that applied to pets in a public housing authority to prohibit a tenant from keeping a dog that provided emotional support but that happened to weigh more. In an unpublished order from 2002 ( Zatopa v. Lowe), however, the district court for the Northern District of California allowed a landlord to exclude a pit bull mix because of the reputation of pit bulls, despite the fact that testimony regarding the specific dog suggested strongly that it was a gentle animal. The landlord had been willing to accept a “safe and gentle breed,” such as a Cocker Spaniel.

Post: Service Animals, what's an owner to do?

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

There is also a difference between service animals and emotional support/therapy animals. One description of the difference reads:

"A service dog must be individually trained to perform work or tasks directly related to the handler’s disability, while a therapy and emotional support dog merely provides comfort to an individual in some fashion."

The quintessential example is a service dog for a blind person versus a cat to comfort a lonely person. There are different levels of need for the animal that a tenant has, and the nature of the disability is sometimes worth reviewing. Using the questions above, a landlord may find out that a pet is not a reasonable accommodation for a disability under the Federal Housing Act or other law. 

Post: looking for advise/ Mentor

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

I am happy to weigh in on the legal side as well if you send me a PM, Tiffanie.

Post: Questions - I want to sell my duplex and offer owner financing

Ryan SeibPosted
  • Attorney and Real Estate Broker
  • Madison, WI
  • Posts 265
  • Votes 100

1. If I sell the property and the buyer occupies one of the units. Do I need an RMLO (Dodd-Frank)?

It depends on a few things. If a land contract, the answer is no. If you are loaning money to the buyer secured by a note or lien, then it depends on whether you have done less than 5 similar transactions before or not. WI Stats. 224.71(13m).

2. If I sell to an investor that will rent out both units (not reside in the property), than no RMLO is needed, correct?

Correct.

3. I want to protect both myself and the buyer. I need recommendations on the process when we agree to the sale price. (i.e.: get a real estate attorney to draft the promissory note and mortgage, close at a local title company, etc.

Close at a local title company. Hire a real estate attorney. Agree on the terms of the sale in addition to the price, such as contingencies and interest rate. Advise the buyer to hire counsel as well.

4. I want to collect property tax and insurance each month from the buyer to ensure these items are getting paid. Can I do this? Do I need to use a special account to hold these funds (escrow)?

Yes and no. You can put this as the terms of the sale, either land contract, note, mortgage, or other. Some title companies will do loan servicing. Otherwise a loan servicer works. Or you could service the note yourself if you want to.

5. This property is owned by a single member LLC I created. Can I write up the contracts with the LLC as the seller or is it better to sell in my personal name?

Yes. You must write up the contracts such that the owner of the property is also the seller of the property or there will be a title problem. You could transfer it back into your name prior to selling. Selling as an LLC is usually fine but can limit your options on some details.