All Forum Posts by: Seidu M. Lawal

@Seidu M. Lawal seems like two different things happening. 1) Bank requires an account with them. 2) Bank requires proof of income. 

Having an account with them shouldn't be an issue, although it may be inconvenient if you use another bank. Providing proof of income can be an issue if you don't have a "salary job" or W-2. 

I'd suggest calling other lenders and describing your situation. You may find a smaller local/regional bank willing to lend to you.  

I think you should start by talking to them. That conversation will likely answer your questions faster and better than we could.

You generally need to show income. If you don't have any income, they typically won't loan to you even if you have a large amount of money tucked in your mattress.

@Seidu M. Lawal I checked your location and seems you are in West Africa, You will need to understand the local mortgage system in your country and try to see how you can tap in.

Establishing a relationship with the bank or lenders will make your life and investment journey a lot easier.

Goodluck.

@Seidu M. Lawal

Seidu are in the US or Africa?

@Seidu M. Lawal, you might try getting a credit card or 2 and using them once in awhile.  You can also go get a small loan on a vehicle or something from a place that does payments for a stove or refridgerator, etc.  Making the payments on time and being prompt will build up a little credit.