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All Forum Posts by: Shane Baganz

Shane Baganz has started 76 posts and replied 180 times.

Post: Deferred Interest Construction Program! No Min Fico!

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62

Deferred Interest Construction Program!

Fico: No Min Fico!

Loan Terms: 8 months, interest only

Loan Size: 75k-350k

Max LTV: Lender will finance 80% of construction costs.

Interest Rate: 4.99-7.99%

Property Types: 1-4 unit investment properties

PPP: None!

Use of Funds: Ground up construction

Lender Points: 2 points. Lender points and monthly interest only payments can be paid at maturity of loan!

Lending Territory: Nationwide with a focus on the east coast

Call for further details: 

262-292-1710

Post: Bank Rates and Cash Out Financing

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62

Fico – Typically 650+. Lender does work with credit challenged borrowers as long as the credit issues have been resolved and the story makes sense!

Loan Terms – 25-30 year amortizations. 3, 5, 7, and 10 fixed options

Loan Size – $300K to $30M

Detail enclosed here

or call met at: 262-292-1710

Post: Can I Even Buy a Multi-Family for $100k?

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62
I understand your position. I too was once there. Please be very careful. It's one thing to want the property, but if your debt to income is where it is, how do you plan for needed maintenance or an unexpected large expense? I don't intend to damper your motivation, because I feel it's great. Just make sure to protect your investment in advance.

Post: 30 Year Fully Fixed – Starting at $45K!

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62

Fico – 630 +

Loan Terms – Up to 30 years and fully fixed!

Loan Size – $45K – no max loan amount!

Full detail outlined here

or call me at: 262-292-1710

Post: Need a High Leverage Bridge Loan?

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62

Here's how they work:

Large Non-Recourse Bridge/Construction Loans w/ High Leverage!

Fico – Credit worthy individuals. Lender is not fico driven but any fico challenges need to make sense.

Loan Terms – 1-3 years, interest only. Can sometimes go longer than 3 years.

Full detail as follows here

or call: 262-292-1710

Post: loan advice, I need help

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62
There are a few solid ways to move. The simplest is to find an investor who will put up the down money and be part of the deal. Some provide interest only payments with a balloon in x years. Or, you may find an investor who will pay you a finders fee. How about a double close? Great question to ask on this forum.

Post: 1-4 Unit & Multifamily Renovation $50,000 – $5M

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62
1-4 Unit Renovation& Multifamily Renovation Loan
Use of FundsPurchase & Renovation
Property TypesNon-owner Occupied Residential. (Single Family, & Multi Family) Up To 30 Units

Full details enclosed

262-292-1710

Post: NEED HELP QUICK PLEASE !

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62
I agree with Shawn Ackerman It may help to add "by licensed contractor" or the work may be done with wood and glue. -you understand my point.

Post: No Seasoning on down money!

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62

Fico – 650 +

Loan Terms – 30 year Amortization. No Balloon! 3 & 8 yr. fixed options.

Loan Size – $75K to $5 Million

Full details linked below:

No Seasoning on down money Details

or call: 262-292-1710

Post: High LTV’s In Hard Money – New Bridge/Rehab Program!

Shane BaganzPosted
  • Rental Property Investor
  • Saint Cloud, WI
  • Posts 186
  • Votes 62

Fico – 500+. Yes the lender goes down to 500!

Loan Terms – 12 months, interest only

Loan Size – $75K to $1 Million

Full detail as follows here

or call: 262-292-1710