All Forum Posts by: Shane Baganz

Low Doc/Stated Program

No Income Stated or Verified

N/O/O Only (SFR, Condo/Townhouse, 2-4 Units, Mixed-use, Office, Retail)

Full Loan details here.

or call: 262-292-1710

Do any of the following scenarios describe your lending situation?

– Self employed but do not show enough income to qualify with a traditional bank?

– A real estate investor who has too many mortgages to qualify with a traditional bank?

– Credit is just a bit too low to qualify with a traditional bank?

– Do not want to pay the hard money rates and fees?

– Need a quick close as opposed to the long drawn out process that most banks put borrowers through?

If so, here are the details...

or call: 262-292-1710

95% LTC	Rehab Loan
Fico	680+
Loan Size	$150K - $1.5M
Max LTC	90% of Purchase Price & 100% of Total Deal Cost.

Details Enclosed here

or call: 262-292-1710

Fico – 630 +

Loan Terms – Up to 30 years and fully fixed!

Loan Size – $45K – no max loan amount!

Click here for full details

or call me at: 262-292-1710

I've heard this happen more than once. Nothing surprises me anymore. My recommendation? Transfer your accounts, then pull them after the loan if it makes sense to do so. Great relationships are earned, not forced or coerced. Get your deal done. Walk when you can.

Each deal is different. On average, about 2%

Fico – 650 +

Loan Terms – 30 year Amortization. No Balloon! 3 & 8 yr. fixed options.

Loan Size – $75K to $5 Million

No Seasoning on down money full detail

or call me at: 262-292-1710

Large Non-Recourse Bridge/Construction Loans w/ High Leverage!

Fico – Credit worthy individuals. Lender is not fico driven but any fico challenges need to make sense.

Loan Terms – 1-3 years, interest only. Can sometimes go longer than 3 years.

Loan Size– $5-75 million. Sweet spot is 15-40 Million

Full details here:  Large Recourse Loan Package Details

or call: 262-292-1710

Bank Rates and Cash out

Fico – Typically 650+. Lender does work with credit challenged borrowers as long as the credit issues have been resolved and the story makes sense!

Loan Terms – 25-30 year amortizations. 3, 5, 7, and 10 fixed options

Full detail as follows:

Bank Rate and Cash out detail

or, for more information: 262-292-1710

It's a strong program which has done incredibly well for us.

Fico – 650 +

Loan Terms – 30 year Amortization. No Balloon! 3 & 8 yr. fixed options.

Full details here:  No Seasoning On Down Money Details

This program may not be around long.

-262-292-1710