PROBLEM:Year 2014- The 2nd lien Note  was never paid and the lender did not take any actions to enforce their rights for many years.The Wells Fargo 1st lien eventually PAID OFF IN FULL (thereby sliding the non collected 2nd Mortgage lien into a PRIORITY lien Position)in 2014 the property was purchased and was transferred again.

I'm not sure about the laws part but insurance companies don't take kindly to homeowners policies on non owner occupied properties; you will potentially run the risk of a claim not being covered.

My mother is mad as heck and is non-compliant with anyone involved with her affairs so she will be no help with the renter.

However, threatening legal action in response to constitutionally protected opinion based on disclosed facts only adds to the growing concern among the investor community about your conduct.I am also aware that you have attempted to require certain investors to sign non-disclosure agreements (NDAs) in exchange for partial repayments or other settlement terms.

Also, when a non-veteran, non-spouse is joint on a VA loan, there are several nuances involved as well as a minimum downpayment of 12.5%.

Its set up as a trust and a non-profit.

Some of this depends on the size of your portfolio.On the bookkeeping side of the house, we use QuickBooks Online to capture all of our clients' property-specific and non-property transactional data in 1 place since the PM software normally just deals with property-specific data.- Time Capital Bookkeeping (REI myself since 2019)

Its not the govmits intent to help investors with cash flow  :)  And I would not be surprised if these loans are not allowed for non owner occ.

Our government just increased the money supply by a massive 40%, created record inflation, made houses and everything unaffordable, drove the economic divide way up between asset owners and non asset owners, and people are very angry. 

If you go the conventional route, you'll likely need to put 25% down as a non owner occupied property.