We upgraded our website at a cost of about $2,000; we initiated a SEO program cost of which is $300 or so monthly, and we initiated an email campaign cost of $275 monthly.  

Most policies "do" provide this protection, but some may exclude it or limit the amount of payout.Based off your initial question, your situation seems much more likely to be a maintenance issue, and not an insurance issue. 

If you decide to invest in DSTs, you receive the initial passive opportunity,  but you can also do another 1031 exchange once the project is sold and either exchange back into bricks and mortar or into more DSTs if you want.

Thanks I think the rush of do a deal because of fast selling markets in my are was initially just overwhelming we are doing a conventional loan at 3% down and seller to pay concessions or split and finance the other half I think ultimately if we don't get what we want we will try again because I agree the numbers aren't exactly there in my area without a super distressed property and that's not something my family can take on while living.

It's probably something that rides on top of the inflation but not very likely to double or triple your initial investment opportunities for sure.

I was doing 80% of the initial work only to get a 0% return.When that whole chaotic, unpaid effort sputtered out, I briefly tried to find a traditional career path again—anything to pay the bills and stop the real estate obsession.

Great to see you taking the initiative to learn what buyers actually want — that’s one of the best ways to add value early on.

The easiest path—both for your initial purchase and for future resale—is fractional TIC financing, where each co-owner has their own loan secured only by their share and the exclusive-use rights to their unit.

Best to have an initial conversation and see what works for you.

My question is, at what point should I/would you involve CHA to get her move initiated?