There are closing costs just like any other loan but they are usually much less for a refinance because there are no commissions or taxes being paid.

And this doesnt include our phones ringing constantlyI didn't spend a dollar on these leads and they are the best quality lead possible.No one has access to (most) of these leads, as usually a good % of these people when they come to our site they do not bother finding more sites as our site even if I say so myself, is quite good!

Grant cordone talks about this on his BP podcast regarding San Diego, and unlike about 90% of what that guy usually says I agree with him on that point

How would you spend your "extra" time at work?

There usually is some finance clause already in the agreement.

It's usually easier to reduce personal PITI and consumer debts than to magically make your rental income double.

When most people think of wholesaling, they're usually referring to assigning a contract. 

I would happily spend the extra couple thousand dollars to avoid this.

New cranes in the air will probably not help the current rent situation from a landlord-perspective, as more competition comes (however, this usually comes along with more upscale tenants now exposed to the area). 

I'm finishing a 4th bedroom and bath not just to get extra rent but to also be able to learn how to appraise and estimate costs in a controlled manner.