I also received verification from his employer that the earnings info is correct.Everything looks good on paper, yet my "spidey-senses" are tingling.

You have an identical apartment where the tenant pays heat, which averages $100 per month.

When not 'full income' verification, which can even allow for high 55%+ DTI there are alternative income verification guidelines like bank statement, P&L, DSCR, Foreign National, Asset depletion, bridge and portfolio programs that allow expanded ways for borrowers to qualify. 

Much simpler and there's no income verification. 

You're going to find there are numerous lenders that will offer a no income verification product.

This would allow us to retain the tax identity of the partnership but also split the purchases between each of the partners. 

I haven’t verified with his commander, in fact when I was doing employment verification I skipped that step for him because I couldn’t get anyone on the phone, so I’m unsure of my likelihood of getting ahold of someone now.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

It's difficult - often impossible - to verify their identity, address history, ability to pay debts, or criminal history without a social security number.