So, if you compare the current returns (including the "room to run" returns, if they are predictable) with whatever returns you would get invested elsewhere, you can get some clarity.It's easy to get complacent and not subject your existing holdings to the same investment criteria that you would a new investment and you are doing the right thing by not falling into that trap.Some investors have an exit strategy set up front and when that exit criteria has been met (especially with an appreciation play), they exit, even if it's early, and move on to the next investment and repeat.What lender offers a 10 year, fixed rate, 3.9%, I/O loan on investment property?

More predictable.

It is not as easy easy to predict as sales price but there's no disputing what the net is after the deal is done. as-long as both parties can review the final closing statement, the contractor invoices and the financials there's not much room for argument.

For those who are risk adverse, the predictable growth of the RRSP may be suitable for their risk profile.

If things go the way MP predicts, it will be around a 25% XIRR (~3x multiple).

"Companies", dang predictive text ...

Tenant gets to "own" a home while I get protection via the contract, and I make a predictable return. 

Account ClosedI don't know anybody who can predict how much values can appreciate over the next 2 years.

In any market, you need to analyze median income, and crime, and that will help predict where you will have more challenges collecting rent.Every city has their challenges with vacancy.

Here are the actual numbers:Existing Property 1:Currently a Duplex$235k PP, $255k appraised valuePut 25% down at purchase last yearCurrent rents of $1875 (one unit is slightly below market, inherited renter lease)Adding a third unit into a currently unused garage would cost $25kAdditional rent $750; total predicted rents $2650That would get us closer to 1% rule on rentsGuess that future FMV for triplex would be $275-280k, conservatively.