Further, depending on your state, laws may make it illegal to discriminate based on sexual orientation, source of income, citizenship, criminal history, and so on.

Saving is a lost art in our world of immediate gratification.

Those that actually achieve are willing to accept the concept of "differed gratification" where they dig-in early in life to create better and more comfortable choices later.

Most likely he is an expert on whatever his perseverations are, and if you have a question about about his special interest,if he does not know the answer he will research it and tell you]Our 'weirdness" is why we are treated as "less than" to such an extent that for those of us who are Autistic, 95% of us [ both male and female] have been sexually abused [ being too weird to be human makes it okay to those who hurt us I assume] and we are 28 times more likely to attempt suicide. 

The whole idea of the fundraising website is to satisfy the need for instant gratification.

According to your numbers, that order gives you the quickest gratification of your investment and will keep you chasing the next one. 

"Fair Housing Act".....did you ask for their sexual orientation, age, sex, race, religion, marital status....etc? 

Be disciplined to save as much money as you can from your investments and have that delayed gratification.  

$50k / $1300 = 38 months to pay off your loan ... and you get to keep the asset.So many people are financially short-sighted and want immediate gratification, which is why so many Americans live paycheck-to-paycheck.

It's a delayed gratification move - solid wealth building.Be sure to reward yourselves in a small way so you celebrate your progress.