I would also recommend investing in class A or B rentals in Fort Collins and or student rentals.

In practice, most operators (including platforms like PadSplit) operate successfully without specific licensing because these homes don’t fit the typical short-term rental model—average stays are often six to eight months rather than nightly or weekly.The benefits of this strategy are clear: it helps create affordable housing options in a market where affordability is increasingly scarce, and it fills a short-term housing need for working professionals, students, and those transitioning between life stages.

I bought my first multifamily in Puerto Rico in February 2025 using an FHA loan.

Brant,Have you thought about getting your real estate license versus being a loan officer? 

For some reason, FICO appears to recognize students loans in deferrment:(Best questions to ask prosepects;1) When are you looking to move?

VA loans can be a great tool for purchasing a primary residence. 

If you currently have a loan on the property, the VA lender will likely require that you wait until at least 7 months after the note date of the original note so the VA loan can be securitized. 

They can’t review the “hot” deal their broker just sent them because they’re too busy categorizing emails in color coded category’; they can’t attend the on line networking session because they need to switch over to a more detailed CRM system; they can’t visit the property going up for auction because their scheduled weekly garage cleaning is running overtime…..The Student – This person never feels they have enough knowledge, experience or education to properly evaluate an investment.

My sister and I are both considering using separate FHA loans to purchase our own 4-unit properties.

They can do this by getting information and the identities of the subto students and gurus so they can program software to catch these.