This helps me sleep at night because I know #2 is the right mathematical decision, but having #1 also helps me with the psychological part of it.

It is mathematical as we have elevated social welfare, worker engagement declines.

There's this intricate mathematic relationship between interest rate,cap rate and IRRSo during QE era.

I live in a college town, where both rents and property values on rental properties are stable and relatively attractive. It seems like it should be a great place to own rental property. But when I run the numbers ...

Will you please share this mathematical formula for calculating appreciation?

The $110k loss was to show mathematically which strategy would make more money in 10 years.I completely agree with you that depreciation shouldn't be ignored, but in my example it doesn't have any affect on the comparison.

How do mathematically find my closing costs amount so I can finish my MAO formula. 

Because a 5 Cap and 20x earnings are the same thing mathematically.

Mortgage payments are affected by both inputs and mathematically every increase in rates eliminates another segment of the population from being able to buy. 

Anything BUT motivated sellers.I can give you mathematical proof why I say lists do not work.Check this out...Your success in this space is based on your ability to find motivated sellers, right?