It’s so dirty that the insurance denied that claim, probably banking on a grieving widow not having the stomach to contest it.

If either you or your wife is a stay at home parent, you would only need a very small policy because the only change would be that you would need to pay for child care and you might need to reduce your hours for a time to grieve.

Both should be 20% max.Tax can be grieved based on your purchase price, so if you end up buying it for 60k, when grievance time rolls around (typically in May) you can reduce taxes for the following year by 40%.If I were to do the numbers assuming rent is $1325, they would be:Vac  106Maint 132.5CapEx 132.5Mgmt 132.5Mtg 228Ins 60Tax 280Cashflow $253But as Mike Borek mentioned, if the ARV was 100k and asking is 79k and all that's needed is paint and carpet, it would have sold already for someone to fix and live in or flip.

@Justin Grieve welcome to BP and glad to hear that you're growing interest in real estate investing!

They are grieving.

They target the homes of recently deceased and the grieving family.

That is the number one thing people need who are grieving.

On the one hand his family is grieving and I don't want to add any difficulties. 

You definitely want to know if they are motivated to sell prior to going but I would not totally rule it out...it's your choice but I do understand why most investors do not send to the grieving spouse.

I think they're still grieving from the showcase Thomas Walkup put on against WVU