Two counties ( San Mateo and Santa Clara) are not even an option.

.- At the top of the market in 1989, the housing affordability index (HAI) hit 13% for our Santa Clara County.- At the bottom in 1994, the HAI reached 45%. - At the top in 2007, the HAI hit 11%. - At the bottom in 2011, the HAI reached 56%.

I currently live in Santa Clara, CA where it is way too expensive for me to carry out my original plan of house-hacking with an FHA loan.

Clara 

Quote from @Clara Tang: Quote from @JD Martin: Quote from @Clara Tang: Quote from @JD Martin: You need to be filing for eviction pronto.

@Clara ConstableEven if someone give you a referral, what meets their expectations, may not meet yours.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!

Specifically, I'm in the south bay area of CA (sunnyvale, mountain view, Santa Clara).  

I'm in Santa Clara but it looks like pre fab won't go into livable sq ft. calc, so this route is likely a no go for me.Will need to figure out how to build cheaper.

Hi all,I was feeling high and mighty paying all of my property taxes ahead of schedule back in November and forgot to pay my supplemental property tax on my new primary residence. The supplemental tax was due on 12/31...

Thanks in advance.Warm Regards,Bobby The loan limit in Santa Clara would be 636,150 (new updated limit from prior of 625,500) as of Jan 1st 2017 and like you referenced you can bring in 25% of the difference up to your sales price above the 636,150.The nice thing with VA financing is that you will not have to adhere to the self sufficiency rule imposed by FHA which pretty much takes all 3-4 unit loans off the table in high cost markets like yours (could work in Tulare, modesto, some parts of sacramento, bakersfield, etc in CA).If its your first use its 2.15% upfront VAFF - VA funding fee or up to 3.30% for subsequent use of the VA program (this can be lowered by putting 5% down to get it down to 1.50% or 10% to get it to down to 1.25%).