Hey Mark — great question, and I completely understand where you’re coming from.

There are many properties that make sense numbers wise, but when you walk through them you really understand why they are so cheap.

Now, I’m shifting gears—working to rebuild my credit and laying the foundation for long-term financial growth and ownership.I may not have capital (yet), but I bring decades of operational experience, a relentless drive to learn, and a deep understanding of what makes businesses tick—especially in high-touch industries like hospitality and care.If you're on a similar journey, I’d love to connect.

If you consider doing private lending, you can get most likely 8-12% or more a year.I understand that owning the property will come with its additional benefits, but you may want to consider some other options like properties closer to the 1% rule, minor value add, looking into wholesale deals, or assuming a loan from an on market property just to name a couple options. 

From my understanding, when you purchase a home warranty you pay for the whole years price for whichever plan you choose at once and its not paid monthly.

Take time to understand local rules, stay on top of your paperwork, and focus on clear, consistent communication.

I have also watched many different youtube channels on real estate but i still feel like from an investor standpoint i don't understand real estate and i am considering taking a real estate license course just so i can understand real estate more.

@Andrew Pierce OOS investors often get eaten alive by shady agents, PMCs, contractors, etc.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location/neighborhoods to invest in.Why is Property Class so important for investors to understand and apply in their investing strategies?

@Kayla Lyon yeah, so you understand where I am and how everything is new and trying to figure your way out.

✅I would like to understand the market better✅ I would also like to understand owner financing laws✅ Any leads will be welcomed