The premium expense is based on your age and health status - the young and healthy individuals will have lower premiums compared to older individuals with health conditions (i.e - diabetes, hypertension, etc) for the same 1 million dollar policy.

Examples are seeing eye dogs, diabetes dogs, dogs who can sense seizures, and the list goes on. 

Look at us, we have a population that is in poor health with every 2nd person presently or soon diabetic, wide spread poverty, a level of crime and gun violence like no other country on earth, we managed to make education FOR-profit leading to massive student debt and universities being richer than small countries, if you travel a bit you can see that our infrastructure is worse than some of the ******** countries we look down on, our health care system is F'd up beyond believe, our food is one of the unhealthiest in the world, we are consuming ressources at a level that nobody can match, we are addicted to buying cheap crap nobody needs, have a dispose everything mentality, meanwhile our population is less happy than most of our peer countries.We just got back from visiting my family in Europe and after we landed at OHare and sat in a dirty, beat up shutte bus getting us to the parking lot over a cracked concrete road, garbage on the side of the road, power lines hanging everywhere, my US born wife shook her head said: I can't believe how run down and ****** everything is here..The US is a fantastic country and I have chosen to live here for a good reason, but we really need to get our head of our you know what and start thinking about where we want to be a few decades. 

.: a physical or mental impairment that substantiallylimits one or more major life activities).Major life activities includebut are not limited to:walking, seeing, hearing, speaking,breathing, thinking, communicating, learning, performing manual tasks and caring foroneself.Impairments that are considered a disability under the Fair Housing Act include suchdiseases and conditions as orthopedic, visual, auditory and speech; cerebral palsy,muscular dystrophy, multiple sclerosis, autism, seizure disorder, cancer, heart disease,diabetes, asthma, HIV, mental retardation, mental and emotional illness, drug addictionand alcoholism.

The premium expense is based on your age and health status - the young and healthy individuals will have lower premiums compared to older individuals with health conditions (i.e - diabetes, hypertension, etc) for the same 1 million dollar policy. 

I know my parents aren’t my responsibility, but before I found Dave’s plan I made a deal with them that I would buy their house from them at a deal (because they were about to get foreclosed because my dad lost his job due to his leg getting cut off from diabetes) and in return I would let them live there rent free for as long as they needed.

I am a Nutritional Therapist so I love to work with people to help them get healthy whether they're dealing with chronic conditions like Diabetes or Autoimmune conditions or just trying to lose weight.

Besides real estate, I'm a type 1 diabetic.

Take care of your health and your relationships as much as possible because if you have 10 million net worth and for example you become diabetic because of your life choice, you are basically poorer.

I'm a Type I diabetic also.