Quote from @Joey Klusmann: My girlfriend and I have been exploring the idea of purchasing a multi-family property as our first investment, in addition to owning our primary residence.

Investment Info:Single-family residence buy & hold investment.

I am looking to invest, should i consider multi family units ( duplexes) or single home where I would fix and flip? 

Hey Taron — awesome to see you evolving from single-family to small multifamily properties.

Investment Info:Large multi-family (5+ units) buy & hold investment in Bellingham.

The property is advertised with a single family dwelling.

However, if I must participate in discussing #1, I don't think home prices will be going down in nominal dollars.

Study landlord laws and analyze 3-family deals so you’re ready when the time comes.

pid=2182Houston Real Estate Highlights in May, 2025: • Single-family home sales increased 6.8% year-over-year• Days on Market (DOM) for single-family homes went from 46 to 50 days• The single-family median price declined 1.2% to $339,425• The single-family average price was down 0.7% to $438,230• Single-family home months of inventory expanded to a 5.2-months supply, up from 3.9 months last May• Townhome and condominium sales declined 12.9% year-over-year.

That means you cannot have any transactions or provision of benefit between the IRA and yourself, your spouse, lineal family, or family owned businesses.So, you cannot add IRA capital to your own flipping deals.