I believed and expected Roofstock to possess a sense of honor, integrity, decency, and abide by a set of moral and ethical rules.

It also depends on your morality towards the people you rent to. 

I am obviously conflicted with the moral side of pursuing legal action here, but understand that people can do untruthful things when it comes to financial gains. 

But then masking the fear with, a moral justification of I don’t want to dedicate what is requires to _______ (fill in the blank) because it is too much of a sacrifice of time away from my family.

So even though I lost a deal and commission I won loyalty and a client for life and became very valued as an agent and very successful by getting the money that was deserved and obviously, rightfully, morally and legally due to her.  

Yeah I think the moral of the story is that most people would prefer to rent a home/cabin.

While that may sometime be true, full disclosure to all parties should eliminate any ethical or moral concerns (imo).  

The fire insurance companies dropped policies holders when they knew the fire was coming, in some cases, they're not even paying the full amount, and there's the case where some people didn't even have insurance.For those people who just want to walk away from this entire experience, is it possible that  morally-driven wholesalers can help them in a situation where not only the California government failed them, but also the Insurance companies?

i guess the moral of this story is: in any endeavor you must take action or nothing will happen!!  

PS:  A lot of the "no debt, ever" people feel a moral sense of superiority to those that carry debt.