Degradation and inflation of the currency means your debt is worth less every year.

Are you worried about the Fed and/or the value of our currency?

Obvious- “you shouldn’t spend all of your money, you should invest some”.wrong- you should become an expert in forex trading and use your profits to buy gold.Wrong- index funds and tax advantages accounts are the devil wrong- it doesn’t make sense to hold cash because it is fiat currency. it is astonishing to me how many people consider him an inspiration. 

A couple of years ago i decided to go into the stock market, invest in crypto-currency and started contributing to a roth fund through my job.

So we pay the Fed to create currency that we then pay the Fed a interest rate upon which they "bought" with payment from creating such $ into existence.

Are currency is actually trending up against most of the world currencies these days.

Granted, there are reasons to pay interest on Fed deposits (one is to set a floor on prime so that interbank lending wouldn't dry up completely) but the moral hazard here is obvious.The third chart shows the monetary base, which is total currency in circulation (i.e., the cash in our wallets) plus cash held in reserve by banks.

Ore money pulled into high risk and over inflated stock, bond and currency traded that are filled with excessive brokers fees and no real return that is controllable by an individual. 

Such factors left central banks with no option other than intervening, he said, speaking in his capacity as chairman of the global Financial Stability Board.https://www.theatlantic.com/magazine/archive/2020/07/coronavirus-banks-collapse/612247/https://www.greenwichtime.com/business/article/A-new-credit-bubble-gets-ready-to-burst-13911193.phpWhat comes next, dollar becomes so devalued that it triggers the great reset and crypto based economy. https://www.weforum.org/agenda/2020/06/now-is-the-time-for-a-great-reset/https://www.zerohedge.com/news/2018-11-22/did-imf-reveal-cryptocurrency-new-world-order-end-gamehttps://www.imf.org/external/pubs/ft/fandd/2018/06/pdf/fd0618.pdfhttps://www.zerohedge.com/crypto/bank-england-governor-signals-central-bank-digital-currency-coming

Every currency is on shaky ground.Precious metals no longer seem to be the contrarian investment.Crypotocurrencies are just too new to know which ones will have a future.Inflation or hyperinflation is a real possibility so sitting in cash is suicide.If everything goes really really bad then the only universal form of "monetary" exchange will be canned food and shotgun shells.