@Judy Obama, calling out the ineffective teachings of Dave Ramsey doesn't take away any good that Del does.

Behold another subprime housing bubble.The problems began when the Obama administration eased underwriting standards by enabling more home buyers whose debt payments exceed 43% of income to qualify for government-backed loans.

To lend direction, your going to have to go back to Obama administration and start reading the articles of actions from there.

Holmes, the author, was a Harvard grad who was trained in the CA Federal 9th Circuit under one of the most politically left judges in America and appointed by President Obama to the USTC.

"By terminating the AFFH rule, localities will no longer be required to complete onerous paperwork and drain their budgets to comply with the extreme and restrictive demands made up by the Obama federal government."

The President (Obama) sighed the repeal bill on April 14, 2011. 

Obama's library is in the area, etc.

.$8.5k from Obama who was trying to stop the bleeding on the housing crisis and another $8.5k from the city who was doing the same.

Isn't that a modified Obama logo he's using? 

Near the new Obama Library!