With rates still fluctuating and traditional financing tightening up for some investors, I’ve noticed more people leaning on private money to keep deals moving.I wanted to open up a conversation for those who’ve used (or provided) private money loans recently:How have terms changed in the past few months?

If you are just getting started and don't have much cash or income, you'll likely need to find deals where you don't leave much (or any) money in the deal and it needs some cash flow.

Many landlords are using refinance strategies to tap equity for portfolio growth or property improvements.
Have you recently refinanced to expand or improve your rentals? What results did you see?

Hey Landlords
Many investors I talk with are refinancing this quarter to pull equity for future acquisitions. Curious how you’re deciding when the time is right to refi — based on rates, equity growth, or tenant stab...

Quote from @Placeholder Placeholder: Has anyone ever heard of Funding Co Holding, LLC, was In need of hard money loan due to unqualified docs, attempting to purchase potential property with extremely great ROI.

So many people want to put little to nothing into the deal that they miss the fact that they are paying interest on that money.

Always happy to help other Bigger Pockets members and help you save time and money.

Quote from @Madi Shanahan: I'm looking at the property taxes, and laws favoring the tenants, as well as the current state of the economy and I'm second guessing if Chicago is still a smart area to invest in.

If I couldn't borrow the money I could not buy. 

Quote from @Victoria OHare: Hello all, I’m new to private money lending and trying to understand best practices.