'What we are currently observing in Nashville is not a rental collapse; rather, it is a market reset,' he explained. https://www.dailymail.co.uk/real-estate/article-15178363/nas...

That’s a fair concern a lower rate doesn’t always mean a better deal once you factor in the added costs and reset the clock on your amortization.I’d start by running a simple breakeven analysis.

Sell the note when:You need liquidity for a higher ROI deal (buying discounted notes, rehabs, new projects, etc.).You see borrower or market risk — maybe payments are spotty or property values look shaky.You’re sitting on a big discount spread and can lock in a solid profit now.Selling early can reset your capital faster — even if you give up some long-term income, you get flexibility to reinvest at a higher return or diversify.3.

@Rene Hosman can you reset my week pro membership, please 🤗

Watch seasoning, closing costs, and prepay penalties; sometimes a partial refi on your best asset or a HELOC on built-up equity is smarter than resetting every loan.

Do property taxes reset upon sale?

I still have my annual goals and everything is focused on achieving those, but they are broken down further into quarterly goals and once the quarter is done we reset and start on Q2 goals.I'd love to share this with anyone who is interested.

For some, it can be the reset button that allows them to rebuild faster.

That shifts the decision from “rate shopping” to “capital redeployment.”Effective Equity Growth Rate:Post-refi, if you’re still paying down principal faster due to a lower rate (even if the term resets), you might calculate how much additional equity you’re building each year compared to before.

I'd try to sell while the lease is $1,600 before it resets lower and drives the properly value way down.