Rates have eased a bit since the Fed started cutting, but DSCR loans don’t move in lockstep with Fed decisions — they’re tied more to bond yields and investor risk appetite.

They clearly have an appetite for tax savings given their high income, but I’d make sure they also desire to have active goals (ie., starting a business or managing a short-term rental) to align with those strategies.

You’ll be want to do some deeper research on this before pulling the trigger to be sure this fits your risk profile and appetite.

My fire loop and fire suppression is $200k alone on a 12k building...

It keeps your seed capital fluid without overextending your holding costs.In short — yes, the appetite’s still there, but lenders are paying more attention to intent and stability of cash flow rather than just equity position.Sounds like you’re on the right path.

The FTC has sued Zillow and Redfin alleging they struck an illegal deal to suppress competition in the rental housing advertising market.

Or does anyone see something coming that would suppress prices?

High interest rates had suppressed transaction volume and new development activity across all property types, but conditions are now shifting in favor of renewed dealmaking.Short-term borrowers are seeing relief, and developers are gaining confidence to revisit paused projects.

In SF there’s a well-developed ecosystem of lenders and docs; once you cross the county line, lender appetite thins out quickly, which can mean higher rates, tighter terms, and fewer options for your eventual buyers.

The jurisdiction required water recovery and fire suppression system.