Indianapolis, Indiana is another solid option with similar affordability and growth potential.

POnce I ask where they live, where they work, their budget, whether they plan to self manage or use a property management company, why they want to get into real estate, and what loan product they’re using, the criteria shifts fast. 

However, amidst a time of affordability challenges, high home prices, and elevated interest rates, the 50 year mortgage offers a solution in bringing first time home buyers into the market and lowering that monthly payment.Tariff DividendAnother new economic proposal, the $2,000 tariff dividend, was announced this weekend.

Are you planning on keeping all the product that you build? 

Lenders use credit heavily, so start here.Build (or confirm) a 3–6 month emergency reserve separate from your down-payment fund — lenders like to see reserves, and you’ll need cash for turn costs.Track your true monthly budget (income + non-housing expenses) so you know the exact amount you can afford for mortgage + repairs + vacancy.2) Down payment & assistance options (2–8 weeks — explore)As an owner-occupant you have a few low-down options for 2–4 unit homes: FHA allows 2–4 unit purchases with as little as 3.5% down (you must occupy one unit).

I hadn't heard of such a product. 

Product or life cycle times have steadily sped up over the last 200 years.  

I’d strongly recommend house hacking if you can afford your local market.

SELL THE ACTUAL PRODUCT.And somehow, those people get paid more than the person who actually makes the product.

This can have dramatic affect on the economy, and overall affordability.