@Jorge Vazquez I often get inundated with these types of calls after credit pulls, particularly when opening credit accounts at supply houses for building materials, but less frequently when credit pulls are completed for bank loans.

Beyond interest rates, points, and fees can really add up.Before committing to a loan, always calculate your true cost of funds — it can change your deal’s entire ROI.What’s your go-to checklist before finalizing your financing?

They put a rush on the title commitment, there were no issues.

Run 30‑minute calls with a fixed format: wins, one bottleneck per person, one commitment by next call.

We have multifamily deals come across our desk pretty frequently.

Hi @Xavier S Lopez I see this situations frequently in New Jersey.

Repairs, cleaning and capex seem to be understated for a property this size, especially if turnover is frequent.

If you want an out-of-state perspective, I’ve been investing in Columbus, Ohio since moving from Portland in 2020, and even managing projects from afar becomes much easier with a trusted local team, detailed contracts, and frequent photo or video updates.

I was thinking of writing up a letter to suggest seller financing to try to get her to commit to selling and to do so a lot sooner than five years. 

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