Here's what we do for your reference:Employer & Income Verification via paystubs (or tax returns) and phone call.Landlord verification via callCredit and background checkPictures of all petsCopy of drivers licenseNo evictions or broken leaseThat usually weens out the bad apples. 

They're short-term, interest-only, and best of all - there’s no income verification required.One thing to note: these loans must be done through an LLC, not in your personal name.

Finding your identity as a real estate professional, not a "real estate agent", "property manager", "transaction coordinator", makes a big difference!

Hello,Please share any HELOC lending available for rental property in Illinois with Canadian W-2 income verification? 

Use commercial loans that don't require tax returns or income verification.

So they're identical in that regard.  

If net income were identical based on self managing both the easy answer is LTR, with 2 caveats I can think of. 

However, there are definitely other options and some that don’t require income verification.

Im looking for good DSCR (plus :no income verification) lenders for pre approvals soon.

I do not take that as a verification, the verification that I go off is the one that I do physically for my clients, and my own units.