REI is not the stock market, where you have no control.

Current Home Value: $1,100,000 (I owe about $438,000)Cost for new home: $950,000As far as other assets: Rental 1: Value $330,000 (owe $177,000)Rental 2: Value $196,000 (own free and clear) I have some stocks I could liquidate, but would rather not.  

You can play the stock market, mutual funds, etc.Or you can keep doing what you're doing buying quality assets and manage them effectively.You won't have a clear idea of what to do until you establish your why. 

As an update we sold that 7 unit that we initially backed out on, held 15% of proceeds as seller financing, rest in cash, helped manage and maintain for a year, and my maintenance person is now "managing" it for the buyer.

Like the stock market, RE has continued increasing over the long run per history.

There are several that I would divest from the start so my total portfolio would be around 22 fairly well maintained homes with maintenance records on the big systems. 

That said, to maintain a more full-time workload (30+ hours per week) and potentially step away from my electrical contracting business, I may need to supplement with a few flips each year.

I am passionate about stock investing.

You can borrow up to 50k or 50% from these plans WHICH ever is lower- Cash value life/permanent insurance policies - these are 5-6% roughly for policy loans at the moment if you have a life policy you could consider accessing your cash value for a policy loan to fund your down payment or use the cash value within your policy as cash reserves- stocks/bonds/portfolio - you can typically use 70% of the balance as reserves or borrow a SBLOC (securities backed line of credit) on your stock porfolio at certain brokerages to access a line against the value of your stocks typically brokerages will give you 30-50%, sometimes 60% of your stocks depending on your Beta or risk of your portfolio (lower risk stocks will get higher LTV % and lower rate and vice versa high risk stocks you'll get less LTV on your line and higher rate).Hopefully that is enough ideas to jump start the mortgage planning on capital sources but you can plan ahead with these.

So, if you fail to apply the correct assumptions to a property, your expectations won’t be met and it may even be a financial disaster.We use the following to rank Property Classes, in order of importance:Property Tenant Pool: closely linked to location, but not always.Property Location: closely linked to tenant pool, but not always.Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.