This is the golden question.The "Sweet Spot": For scaling responsibly, I advise clients to target a 75% LTV ratio after the cash-out refinance.

Hey everyone,
I’ve been noticing more investors shifting toward medium-term rentals (MTRs) — especially with cities tightening STR regulations and longer leases getting squeezed by slower rent growth.
It seems like ...

With your buy box and budget, you’re definitely in the sweet spot for stable single-family rentals.A couple of quick notes from experience:Focus on tenant-friendly neighborhoods where Section 8 rents can often outpace market rents.Line up a good property manager early, that makes or breaks cash flow in Memphis.Wholesalers can get you deals in the $70K–$90K all-in range, but you’ll want to move quickly when they come up.I work with quite a few investors running BRRRRs here, so if you want to connect, I can point you toward reliable agents, PMs, and rehab crews who know how to work within those numbers.Glad to have you in the Memphis space, it’s a strong city to scale in.

Another Sweet spot is a small building or ground floor condo on main street usa with a ton of foot traffic.

The slowing pace has actually created a sweet spot for strategic investors who have funding flexibility.

Around Thanksgiving weekend has been the sweet spot for me in the past. 

Sweet, crunchy, and zero waste 🎃📅 What’s Coming Up This WeekTuesday: Case-Shiller Home Price Index (August)Wednesday: Pending Home Sales (September)Tuesday–Wednesday: Fed policy meeting + press conferenceThe next Fed decision is the big one — another cut could strengthen the downward trend in mortgage rates, potentially setting up a busy November.Catch you next week.

I consider Vancouver area the 'sweet spot' as you can benefit from no Income Tax from Washington side, as well as no Sales Tax from the Oregon side.

This to me is the sweet spot for many STR situations.

Do you think the hundreds of local investors in these markets just overlooked all of these sweet deals?