Currently I'm semi-retired not adding to my investments but rather working to add value and figure out best exit strategies. 

A small portfolio of long term rentals in A/B locations is semi-passive (at times).

There are programs out there that may fit your profile without being as rigid as the big institutions.I sent you a DM, happy to help!

I've been scolded by several people for doing my own taxes lol...My other investor friend pays a CPA $1000 just to do her returns but that person is semi-retired and isn't taking new clients.

Semi-antique persian rugs, heavy duty dining rooms, high-end leather furnishings. 

The depreciation will hit hard against that W2 income and smooth the transition into semi-retirement.My Advice: if they do nothing, they’ll keep getting hammered because W2 income offers zero flexibility.

We are doing custom to semi custom and those things are tough..

Good advice, I'm semi plugged in w the reia group here atm but could def do more 

My husband and I are also playing Kiyosaki's Cash Flow game on a semi-regular basis.From what I've researched so far, short-term rentals and long-term multi-family rentals seem to be the best fit for my goals and interests.

Building costs swing wildly depending on where you are and how custom the build is, but here’s a quick reality check from what I’ve seen lately:Basic spec or builder-grade new construction: around $225–$275 per square foot.Mid-range custom or semi-custom: more like $300–$375 per foot.High-end custom homes (especially with slope, trees, or tight access) can hit $400–$500+ per foot real fast.A lot of folks forget how much the site adds — clearing, grading, utilities, septic, driveway… those things alone can tack on $50–$100k before you even pour a slab.As for permitting, brace yourself.