I have a few business card but my favorite is PSECU personal credit card .

Both which came to be true. 

Since we would NEVER get another deal as good, I just tore the ROLODEX card in little pieces for the person I was speaking to as they told me why they weren’t ready to buy.   

For example, I have credit cards with $15K to $30K limits that may go from a zero balance to being maxed out when I'm doing a rehab project - and my score will drop accordingly.

I also have a business credit card for my rental properties so this should also buy time in the event of a true emergency. 

I don't take credit cards but I believe stripe does.   

Its a site for direct booking so you make the rules and requirements, you take payment by however you want - cash, check, Venmo, Zelle, or regular credit cards if you are set up with Stripe, Square or one of the other processors. 

It sounds great on paper, but also kind of too good to be true.

Can't go for conventional refinance loan since my credit card utilization is high. 

Not true.