However the monthly payments are still considerably lower than what I can afford, and I am also largely financially independent at this point in life.I scrimped and saved til about age 37....now I spend pretty freely as even doing so I have much more coming in than going out.

Just checked the total US money in circulation M2, increased from 15.5 trillion end of 2019 to about 18.4 trillion, roughly 20% in the first 5 month of 2020.

My short answer and biggest 2 factors in my opinion (besides the supply shortage):1) +25% of the money in circulation was printed last year2) Fed wants to keep rates low till 2023*Be cash poor and asset rich*

I have gone through both the Land Geek program as well as the Jack Bosch program and started this group to allow members to freely share their knowledge and experience about land investing.

Hi Gayle, this is a great question and in many circumstances, self-supplied applications can be of some concern (ie. just like other self-reported recommendation letters, it may not always provide thorough enough insight into the applicant; however, some platforms (built with independent DIY rental owners in mind) make it possible for tenants/prospective renters to complete online applications and then share those applications with other landlords if, say for instance, they didn't get the first rental that they applied for — in fact, depending on the tool they use it can be a great way to only need to pull their credit once (which would include current credit score and a breakdown of their credit history, nationwide background check, and eviction history) if they have multiple applications circulation, which is not all that uncommon.

It was very inspiring I had to circulate it. 

the fastest way to reduce inflation is by : taking the money out of circulation.

This also helps to ease inflationary demand on domestic USD in circulation as the demand basis drops. 

We have a local in Bellevue meetup monthly to freely chat about ideas, experiences, and sharing contacts to help curate a better real estate experience in the community.

It will keep circulating in the system.