@Kristyn Grimes In general...

@Kristyn Grimes(1) 99% of the time, the bank do not call the loan.

@Kristyn Grimes Yes unfortunately, scumbag contractors use the lien as a club.  

@Ronald Grams - Was my friend Dennis Cline one of your instructors?

Thanks @Kristyn Grimes  Those numbers look wildly high on that site. 

Maintaining it is fairly simple also, after each tenant moves out scrape the caulk from around where the tub and tile meets and the corners and re caulk, make sure the caulk matches the color of the tile to blend. replace the caulking every turn to make help prevent the caulk from failing and letting moisture into the wall behind it, if it molds then eventually your tiles will start popping and you will have to tear it all out and replace wall and tiles again. if the tub gets worn down or even as i have saw in the past extremely dirty when no matter how much cleaning you do the grime wont come off just sand it with a fine grit paper and home depot sells a resurfacing spray kit for around 60$ and if you take your time will take about 1-2 hrs then 24 hrs to dry and will look like a brand new tub.

Who's dirt and grime is in the carpet?

I just didn’t charge fir those areas as th3 cleaning took care of 90% of the dirt/grime. 

I mean I made one offer to do a loan on BP and got a nasty gram from the state of NV where they said Hey we see your licensed lender in Oregon but not our state you need a license.

@Andrew Grams Start with a phone call.