Do you even have a clue who your customer base is beside a knuckle-dragger response of "someone who needs a place"? 

Keep buying in both up and down markets and it will even itself out. 

Quote from @James Wise: Why do we allow people who can't even afford to take care of themselves and their families the opportunity to vote? 

Market Rents Are Softening, but Voucher Rates Are IncreasingAcross many cash-flow markets, market rents are flattening or even dropping.

Question 2:  Should I even consider the low 500s score? 

If you are a lender, investor friendly agent, experienced real estate investor, or even a beginner like me, feel free to reply to this post or add me on LinkedIn, I'd love to have a chat. 

Some time back I purchased a property on Silas Rd. and when I got home from work on the evening of the 5th, I had waiting for me a violation warning from the Department of Environmental Enforcing.

I want to purchase a multifamily but after searching the market and running the numbers I don't think using that 40k as a downpayment I can find any properties that even come close to the 1% rule.

LP's even do way more using of their own brains then that. 

Refuses to even respond.