Check with a couple local PMs about what rent they would charge and what it would cost you.

I own a 1,200 sq fit 3/2 house in a desirable area for a tenant & I aim to charge $1,500 rent currently. 

It integrates with most major web browsers and it also has a mobile application that runs on your phone.

So the short answer is NO, you cannot advertise rent at one rate and then charge a higher rate somewhere else.

Take a look at your application standards and what they say. 

The turnaround is fast — often just a few days from application to closing — and on average it only runs about $10K out of pocket per closing.

Options I’ve seen mentioned:Splitting the gift across multiple yearsStructuring part of it as a loan (and possibly forgiving later)Using a 529 plan contribution (not really applicable in my case but curious if relevant to others)Setting up a trust or custodial structureOr just taking the lump sum and filing the gift tax form, since it would fall under her lifetime exemption anywayThe goal is to use the money toward real estate investing—either as down payments on rentals or possibly paying off some existing debt.Has anyone here gone through something similar?

If they charge additional then they run into predatory lending laws

You can see these charges added into your payoff demand by line item.

This part of town seems to offer more affordable options while still being relatively safe and convenient for students.The goal is to:Provide housing for our daughter and her friends starting January 2026 (spring semester).Structure the purchase as a primary residence, so we can qualify for better mortgage terms.Include myself, my husband, and my daughter on the mortgage application to strengthen our position and meet the owner-occupied requirement.Convert the property to a full rental down the road once she graduates.We think the $30,000 should cover a 5–10% down payment plus closing costs under the primary residence structure, and the property would serve as both a short-term housing solution and a long-term investment.Would love advice from the community on:Does this sound like a smart way to combine student housing with a first-time real estate investment?