Does your end point include paying off your debt or do you plan to let the mortgage payments pay off your properties naturally over time?

Since you’re analytical by nature, lean into that by focusing on learning how to underwrite deals and identify markets with solid fundamentals.

It is difficult to find reliable comps for individual room rentals, which makes it harder for them to confidently justify the income you're projecting.Perceived Higher Risk: From a lender's perspective, renting to multiple, unrelated tenants can signal:Higher Vacancy Risk: Turnover is naturally higher with individual room leases.More Management Intensive: More tenants mean more potential for issues, which they worry could lead to neglect and property deterioration.Business vs.

Once it gets really cold, people here tend to stay put nobody wants to move when it’s freezing or snowing.That said, it’s usually easier to rent a place in the spring and summer since that’s when more people naturally move (job changes, school breaks, etc.).

Saw it a few times, took notes, he knew I would stop using him... but it wasn't awkward, it's just a natural transition I think.You're smart to want to get in the weeds of learning the foundation game. 

Your Natural Hazards Disclosure should have some of this but it is tricky.I think if the equity is there and you can move the money to a better producing asset, I think I would sell.

Raleigh is a strong market with consistent population and job growth, which makes it a great base for both rentals and flips.Since you’ve already got experience with single-family rentals, transitioning into fix and flips is a natural next step.

I got started naturally by renting out my home in Raleigh, NC when I moved to Virginia last year and just recently purchased a duplex in Danville, VA.  

I had no idea it was like that, and I've spent a ton of time in WNC, so my idea of the Smokies is nature, hiking, rivers, elk, etc. 

If the environment is hostile, compliance alone may not be enough.Markets That Are Generally STR-FriendlySome cities naturally support short-term rentals because tourism is part of their identity and economy.