Been a landlord and investor in Florida for over 25 years now, and here’s what blows my mind — I’ve never once had an insurance claim come anywhere close to the “full replacement value” I’m supposedly paying for.We’ve had roof leaks, fallen trees, a kitchen fire (caused by a tenant trying to dry clothes in the oven — long story), and even one hurricane claim that dragged out for months.

I think CA is actually one of the best.. very cut and dry no redemptions etc..

After every big storm on Long Island, I see the same issue—homes that look dry but aren’t.

Purchase price: $550,000 Bend, OR that we purchase at fair market value, for $0 down, seller finance over 31 years at 0% interest.Seller had house deep cleaned, carpets professionally shampooed, windows professionally cleaned, brand new AC (ducts, grilles, etc) this June.My total wire was $2,755.00, but that money is coming from a referral to an agent for another one of the seller's property.I have tenants moving in on a 18 month lease $2,795.00 and my PITI is $1900.00, before I make the first payment.

And then as liquidity has dried up, volume has declined. 

Purchase price: $550,000 $0 Down … 0% Interest (Yeah...0)This week my family and I close a deal in Bend, OR that we are purchase at fair market value, for $0 down, seller finance over 31 years at 0% interest.Gets better...Seller had house deep cleaned, carpets professionally shampooed, windows professionally cleaned, brand new AC (ducts, grilles, etc) this June.My total wire was $2,755.00, but that money is coming from a referral to an agent for another one of the seller's property.I have tenants moving in on a 18 month lease $2,795.00 and my PITI is $1900.00, before I make the first payment.

Kiln dry and plane worth $96,000.  

I wouldn't want to be in the efficiency with no washer & dry on allocated bill.

Our forest floors are a thick bed of dry tinder, and all the more after Hurricane Helene.

Look into Sherwin Williams Dried Thyme if you want a really pretty grey green.