Questions for the experts:1.

Contrary to the view expressed in the past by some STR ”experts”, vacation destinations are not exempt from increased regulations.

I'd reach out to Brian @thebuilderbrian on Instagram, he's an EXPERT in ADUs in Southern CA and still small so he'd probably get back to you if you message him on there.

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

Hi Experts!

Evidence to GatherTo strengthen your appeal, consider:Comparable sales from the last 6–12 months of similar properties.Property record accuracy (square footage, garage, pool, additions).Photos showing property condition or issues.Income/expense analysis for rental or commercial properties.Exemption checks (homestead, veteran, senior, etc.).Optional expert reports for high-value or complex cases.4.

I have attended plenty Padsplit events and talked to my Account Executive (AE) and some veterans from Padsplit (the real expert, not newer sales person), and some Padsplit investors who own them and love them. 

Our experts specialize in installation, refinishing, and repair, helping you choose the perfect wood type and finish for your style and budget.

Quote from @Thomas Magill: Quote from @Robert Ellis: Quote from @Thomas Magill: I do build-to-rent investing and I'm looking to become an expert in finding infill lots, or scattered lots.

I'm currently navigating the Augusta real estate market and, while I wouldn't consider myself an expert, I've taken the plunge with my first property and am in the midst of a BRRRR strategy.