One way they’re doing this is by reviewing risk at a very granular level—down to individual ZIP codes—which is designed to reduce capacity in targeted areas.

And folks that need to do that dont have the capacity to deal with a loan that has been called and a seller that is madder than a wet hornet if you goof up their credit.Then the other major issue glossed over by everyone is there is a minute amount of sellers that will even entertain these transactions and most of the time your paying a premium for the asset.

Hopefully one day, we will get to work together in one capacity or another. 

I've been a part of hundreds of deals in some capacity either as a broker, loan officer, processor, investor, most times you do not get your ARV number at sale.   

Even if you use an entity, you will most likely have to personally guarantee the loan, and this will affect your borrowring capacity/DTI for the next 12 months.

8.should investors lose capital they may have a case for “piercing” the statutory defense provided by Reg D compliance for personal “gross negligence” due to your total lack of qualification to act in a managerial capacity.  

We are here to be a longterm partner and creating teams (in whatever capacity that may entail). 

I'm not really taking clients right now because I'm almost at capacity but if you want to meet to discuss this sometime, I would be glad to give an hour of my time if you want to chat on zoom.

BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE OF FF INVESTORCO GRANTOR TRUST VSRAD DIVERSIFIED REIT INC Open 2024-10-17 MortgageForeclosure-Commercial-3-$250,000orMore 24-CA-008275 ARNEBERG, LORA VSRAD DIVERSIFIED REIT, INC.

I've never even used ChatGPT in any professional capacity or in my personal life.