Combined ratio is equal to (Incurred Losses + Expenses) / Earned Premiums.Rate hikes and tighter underwriting had a real effect.

Drop ceilings aren't pleasing to the eye but are the cost effective way to go. 

Could this realistically help filter leads and make our follow-ups more effective?

I wanted just 12-15% returns, but I didn't even stand a chance.Effective Interest Rate when including Bid Premiums Effective Interest Rate # of Parcels <0 147 0-0.01 27 0.01-0.02 94 0.02-0.03 252 0.03-0.04 592 0.04-0.05 613 0.05-0.06 247 0.06-0.07 81 0.07-0.08 44 0.08-0.09 56 0.09-0.1 43 0.1-0.11 28 0.11-0.12 10 0.12-0.13 16 0.13-0.14 10 0.14-0.15 12 0.15-0.16 7 0.16-0.17 12 0.17-0.18 17 0.18-0.19 10 0.19-0.2 261 Grand Total 2,579 Top 10 Bidders Bidder Id # of Parcels Total Cost Average Interest Rate 339 475 $ 11,356,743.79 5% 340 483 $ 5,091,556.81 5% 807 104 $ 5,039,338.98 7% 900 193 $ 4,850,247.31 4% 609 430 $ 4,734,374.50 4% 918 115 $ 3,873,364.51 3% 890 112 $ 3,105,298.64 4% 911 125 $ 3,065,210.49 3% 727 85 $ 1,665,088.82 7% 954 50 $ 1,526,072.12 11% -Kareem They're not bidding for the interest rate.

(Assuming you never have negative CPi.) this is “reasonable rent control” and by reasonable I mean it will have zero effects at lowering rent and may actually increase it.

On May 7, 2025, Governor Bob Ferguson signed HB 1217 into law, enacting statewide rent stabilization measures with immediate effect.

It's probably the most cost-effective way to gain equity right now with the lowest down. 

I unfortunately blocked two plots and paid 20% for both and now it is almost 2 years and there is no response at all from Wagner or the builders :(-------The house will come with stainless steel appliances including a dishwasher, hood, refrigerator, and range.3 Bedrooms2 Bathrooms2 Car garage 1323Sq/ftThe price of this property is $198,000.00 with a 20% due at contract and the remaining 80% could be paid via conventional financing or cash.

Effective communication and setting clear expectations are essential.

They are still nice lakes - the mountains create a nice bowl effect, and they're stocked with plenty of fish plus what's grown "naturally" in the lakes - but they're kind of rough in the winter as TVA drops the levels 50% or more for flood control, so you have a lot of places where the docks are completely out of the water and there's a big brown mud ring around the lake.