In my case it allows me to drop Earth Quake insurance from my individual policy as the whole building is covered.

Finally, exposures, e.g. is the building in a quake zone?

In terms of improvements on the property, I had a wrought iron gate/fence installed, security cameras, and glass shower doors.

We do have a secured solid wrought iron fence/gate to the alley, so the tenants are secure as long as they remember to lock the gate.I will go ahead and try to contact our council member and see if anything sticks there.

Washington) We are looking for contractors who can do light renovation and we are also looking for specialized contractors: Wrought Iron handrails, AC installers, Concrete, Landscaping and Landscaping Maintenance.

My area doesn't have earth quakes nor do we use gas).

It was long, and wound about him like a tail; and it was made (for Scrooge observed it closely) of keys, padlocks, ledgers, deeds, and heavy purses wrought in steel.

Would you consider these to be soft-story and more prone to failure during quakes?  

i have had glass cut for a window at ACE and they cut it for free and just charge for the glass by the quake foot so for your situation you may end up spending more depending on the cost savings and sheet sizes you get in comparison to your window size... i.e. if you save 30% on the glass price but 35% of the glass is scrap pieced you throw away your better off buying from ACE because they only charge you for what you need... 

I got a major equity stake and was president.. ran that for 6 years.. 50 million HML in Bay area.disaster struck in 1989 to 1990  and I sold out in 1992  remember earth quake and war.Bay area took a huge hit then.I then through a sheer luck.. met my future bizz partner around the pool in Maui.. and I got in the timber business in Oregon I lived in Napa valley and commuted form 92 to 2001.. that was a GREAT run and one of the best business I have ever done.went into buying foreclosure in Oregon in 2001 it got uber competitive when trustee info become available on the net.. moved those funds back to HML  ( in those day I just wrote a letter ot the state and got a Mortgage bankers license no test required)  ran that company up to 35 to 40 million then got my postier handed to me in 2008 to 2010 and then put together a company to buy distressed assets.. ran that up to 350 homes form 2010 to 2013 got bought out and had a nice liquidity event.. now I just build houses in Oregon and Charleston and do JV deals with folks in 12 states.