That’s safe, predictable, and takes interest-rate risk off the table. 

However, a caveat is that we will accrue these losses across the entire year; they don't exist yet.My understanding is that IRS safe harbor laws could allow us to simply pay 110% of 2025 taxes (or 90% of 2026 taxes, however this will be hard to predict ahead of time).

I got a lot of weird looks walking up and down the streets.For anyone familiar with the area:-How safe is Brook Oaks overall?

That is largely not the case...even the design build firms do not do it themselves The reality is there are typically permit processors who are the ones applying for clients, and usually the developer/owner/designer is the one hiring the permit processor.

In any other world, this is very minor, and completely safe, but in Hawaii (maybe only Honolulu) the associations are overly worried.  

It works very well not only to keep my family safe from nut jobs, but I can see my mail any time from any location.

There's a ton of great general contractors that you could likely meet there that can point you in the direction of developers 

If you purchase a lot within a development, do you have to use a builder who has been building in that development, or are you free to use any developer of your choice?

I'm okay with painting and adding some cosmetic appeals to increase rent but I don't think I know enough to jump into a property that needs the kitchens or bathrooms fully demoed before it's safe/acceptable to live in.Ideally I would like to buy in Charlotte or the surrounding areas.

Groups that move quickly on large land plays usually include experienced land developers, family offices, private equity real estate shops, or institutional-leaning partners who already have dry powder and a track record with entitlement risk.