Society usually gets used to these introductions gradually and a lot of refining of the current statutes in most of the states would be required.Allergy to change is sort of how most states operate. the link doesnt work but i assume its the same passage i mentioned on my first post.

These changes included the passage of the Dodd-Frank Act in 2010, which created “qualified mortgage” rules that tightened up mortgage standards across the industry.

Easy test is go to H.D. and buy a few rolls of whatever cheapest, fluffiest rolled insulation, go into the passage mentioned that can draw outside air and just unfurl it to create a block, it wont be perfect but all we are trying to do is cause interference not 100% stop it.

After she realized such was not common, nor necessary in Seattle, she adapted to having just the passage lock and deadbolt.

The SEC says it's more about the quality of the relationship than the quantity of time; but there should be a passage of time between when you first met and when they made you an offer to invest (more than hours or days); and they shouldn't be offering you "current or contemplated deals" that were in play at the time you first met - they should only be offering you future investment opportunities.

I don't like putting those  names in a general forum post, because sometimes after the passage of time an attorney will move in a different direction as far as specialties, but their name is still hanging out there in the forums.

Seems sellers and agents were somewhat responsible for not disclosing that they allowed neighbors passage over the years.

I really hope this works out for you.Jeff this is a very well-written passage from someone who clearly has a lot of experience in PML.

If your lockouts are happening because of locked handles, switch over to passage.  

Originally posted by Don Konipol:If they can not obtain needed financing for whatever reason, then they are not able to pay that amount and hence that amount can not be considered market value.Nice post Don.This passage above gets to the heart of the matter.